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8. Supervisory Reporting Requirements

C 28/2010 GUI
  • The institution shall submit to the Central Bank on monthly basis the following statements as per the attached Forms:
  • Classification of loans and advances and provisioning and movement in provisions and interest in suspense
  • Classification of loans and advances by economic activity
  • Classification of loans and advances by segments
  • Statement of overdue and rescheduled loans and advances and performing and non-performing loans and advances
  • Security wise distribution of loans and advances

CLASSIFICATION OF LOANS AND ADVANCES & PROVISIONING

 

Name of Institution:
Date:

 

(AED 000)

SI.No.ClassificationNo. of A/csOutstandingSp. Prov required as per C.B.RegulationSp. Prov held for LoansGen.Prov held for LoansInt in suspTotal Prov held (F+G+H)
ABCDEFGHI
1Loans and Advances(Gross)       
2Normal       
3Watch List       
4Substandard (S/S)       
5Doubtful (D/F)       
6Loss       
7Total Classified Advances (S/S+ D/F+ Loss)       
         

MOVEMENT IN PROVISIONS AND INTEREST IN SUSPENSE

( During the month of ----------------)

 

 Sp.ProvInt in SuspGen ProvInt free deposit from H.O.Total
(1)(2)(3)(4)(5)
Opening balance as at ------------------     
Add: amount provided during the month     
Less: Released to profit & loss account during the month     
Less: Loans written off during the month     
Closing balance as at ---------------     
Loans written off charged to P/L A/c during the month ( Amount to be shown under column - 5 )------------------------------------- 
Authorized Signatory:
Designation:
Signature:
Date:
Name of Officer:

CLASSIFICATION OF LOANS & ADVANCES BY ECONOMIC ACTIVITY

 

Name of Institution: 
Date: 
 (AED 000)
Economic SectorsO/SClassificationsProv& Int in Susp held
NormalWatchlistS/SD/FLoss
Agriculture and Allied Activities       
Mining & Quarrying       
Manufacturing       
Electricity, gas & water       
Trade       
Transport, Storage & Communication       
Construction & purchase of residential & commercial buildings       
Other Constructions       
Other Financial Institutions       
Services       
Government       
Personal (As per Circular 12/93)       
All others       
Total Loans & Advances (Gross)       
        

Authorized Signatory:

Name of Officer:

Designation:

Signature:

Date:

CLASSIFICATIONS OF LOANS & ADVANCES BY SEGMENTS

Name of Institution: 
Date: 
 (AED 000)
SegmentsO/SClassificationProv & Int in Susp held
NormalWatchlistS/SD/FLoss
1. Corporate       
2. Retail       
(a) Personal Consumer Loans       
(b) Auto Loans       
(c) Credit Cards       
(d) Personal Real Estate mortgage loans       
3. All others       
Total Loans & Advances (Gross)       

Authorized Signatory:

Name of Officer:

Designation:

Signature:

Date:

 

STATEMENT OF OVERDUE AND RESCHEDULED LOANS & ADVANCES AND PERFORMING AND NON-PERFORMING LOANS AND ADVANCES

Name of Institution:
Date:
 
 (AED 000)
Please indicate the book valueLoans overdue but not rescheduled
(a)
Loans rescheduled
(b)
Total
( a+b)
( c )
(i) Loans & advances which have been overdue for more than 1 month and up to 3 months   
(ii) Loans & advances which have been overdue for more than 3 months and up to 6 months   
(iii) Loans & advances which have been overdue for more than 6 months and up to 1 year   
(iv) Loans & advances which have been overdue for more than 1 year   
(v) Sub-total (i +ii +iii + iv )   
(vi) Loans & advances which are not overdue (Normal operative accounts) 
(vii) Total loans and advances ( v + vi ) 

 

PERFORMING AND NON-PERFORMING LOANS AND ADVANCES

(AED 000 )

(i) Performing loans & advances (Income generating accounts) 
(ii) Loans & advances on which interest no longer accrues to the Profit & loss 
(iii) Loans & advances on which no interest is charged 
(iv) Total non-performing loans and advances ( ii + iii ) 
(v) Total loans and advances ( i + iv ) 

Authorized Signatory:

Name of Officer:

Designation:

Signature:

Date:

Security-wise Distribution of Loans and Advances

Name of institution: 
Date:(AED 000)
(A) SECUREDOutstanding loan amountClassified portion out of outstandingValue of Security
1. Pledge of Deposits   
(a) Within UAE   
(b) Abroad   
2. Pledge of Shares/Securities   
(a) Local Company's shares /securities   
- Quoted   
- Un-quoted   
(b) Foreign Company's shares /securities   
- Quoted   
- Un-quoted   
3. Mortgage of properties   
(a) Registered mortgage   
- UAE properties   
- Properties abroad   
(b) Equitable mortgage   
- UAE properties   
- Properties abroad   
4. Assignment of Receivables   
5. Counter Guaranteed by:   
(a) Banks - UAE   
- Abroad   
(b) Head office / Branches abroad   
(c) Subsidiaries/ Affiliates - UAE   
- Abroad   
6. Sovereign /Government Guaranteed   
(a) UAE - Federal Government   
- Emirates Government   
(b) Other Governments   
7. Stock in Trade   
(a) Hypothecated   
(b) Pledged   
8. Mortgage of :   
(a) Vehicles (personal cars, commercial, etc.)   
(b) Machineries (constructions/agricultural/industrial etc)   
9. Other Tangible Security (give details)   
Sub Total (Secured)   
(B) UN - SECURED   
Total Loans & advances (Gross)   
Authorized Signatory:Name of Officer:Designation:Signature: