Companies engaged in any of the two types of insurances provided for in Para (1) of Article (4) of the law herein shall not discriminate between a policy and another of the same type in respect of insurance premiums or profit amounts allocated to the shareholders or the like of other stipulations unless such discrimination is a result of life expectancy variations in those policies which life span has an effect therein, with exception of:

1. Re-insurance policies.
    
2. Insurance policies in amounts with certain discounts according to the premium rates' schedules communicated to the Authority.
    
3. Insurance policies with special terms covering the life of the members of one-family or group of people professionally or occupationally related or having any other social relation.