According to the AML-CFT Law and the AML-CFT Decision, RHP must keep all records obtained through the CDD process; copies of personal identification documents provided during CDD; and copies of Suspicious Transaction Reports (STR) filed with the FIU. Under Article 4 of Circular No. 24/2019, RHP are required to have forms in which the customers fills in the necessary information to originate the transaction; RHP must retain these forms as well.

RHP must also maintain records of transactions. These records must be sufficiently detailed to allow authorities to reconstruct and understand the transaction. They must at least include the names of the sender and beneficiary, the date of the transaction, and the amount of the transaction, and be organized in such a way so that the RHP and authorities can easily find the records they need for a specific transaction.

RHP must make the records described here, or any other records, available to the competent authorities immediately upon request. All the records described in this section must be kept for at least five (5) years, from the date of completion of the transaction, or for longer if directed by the CBUAE or other authority.